Since 2010, we've helped over 3,000 clients achieve a level of financial fulfilment they never thought possible.
Do you earn a good income but wonder why you're not doing better financially? As an entrepreneur or small business owner, do you struggle with managing an increasingly complex cash flow? Or maybe you’re established financially, but don't have the time or expertise necessary to navigate some of life's more complex money challenges. We can help.
A Money Coach will assist in clarifying your goals, and designing a tailored plan that addresses your most pressing financial concerns and opportunities. For some, it's about reducing debt, spending smarter and becoming more proactive financially. And for others, it involves taking a structured, informed approach to navigating one of life's many complex transitions, like going through a divorce, planning for retirement or receiving an inheritance.
If you're like one of our 3,000 clients, you want independent, unbiased advice. You seek clarity, and to be in control. Empowerment. Peace of mind. You want the confidence that comes with making sound financial decisions and making steady progress towards your goals.
If that sounds about right, welcome to Money Coaches Canada.
Money Coaches Canada is the nation's leading provider of advice-only financial planning and money coaching. We are a national brand that clients recognize and trust. Since 2010, we've guided over 3,000 clients to achieve a level of financial contentment they never thought possible – helping them reduce debt, improve cash flow, save, invest and plan for both short and long term goals.
The Money Coaches Canada team brings a range of credentials, work experience and professional styles. Coaches are located nationwide but are never bound by their geographic location. They work with clients either in person or using on-line meeting tools.
You can pick the coach that's right for you, or we can make a recommendation.
Achieve financial clarity, reduce debt, improve cash flow and move forward with confidence. Start living the life you want with the income you have. It’s all within reach – with a Money Coach by your side.
Experience the liberating feeling that comes with being prepared. A financial plan is like a map, helping you navigate life’s many transitions and arrive at the kind of retirement you’ve earned. A Financial and Retirement Planning Coach is your guide.
Is your financial future worth an unbiased second opinion? Of course it is! Enjoy the peace of mind that comes with knowing you’ve invested wisely. Your Investment Coach will assess your investments, answer your questions, address your concerns, and put you on the best path forward.
How often have you thought – I could get out of debt and save more for retirement if only I made more money. It appears to make sense; that more money would be the answer to your financial worries. So it may surprise you, that debt often increases with higher income levels.
Stats Canada reported that households earning at least $100,000 had an average debt of $172,400. Compare that to households earning between $50,000 and $100,000, which had an average debt of $95,400. More income, more debt.
More recent data shows that in the second quarter of 2020, household credit market debt as a proportion of household disposable income fell from 175.4% to 158.2%, as household disposable income increased 10.8% and the stock of credit market debt remained relatively unchanged. In other words, there was $1.58 in credit market debt for every dollar of household disposable income.