Making Our Current and Future Dreams a Reality
We want to thank Steve for his incredible help with setting us up with a sound financial plan that we will be able to continue to follow for years to come. Steve helped us to begin making our current and future dreams a reality. With his professional, caring, and understanding approach, Steve got to know us so that he could help us to set up a plan that was personalized to our goals. He helped to simplify the process of how we can make our money work for us so that we are able to afford and save for the things that are important. Steve we want to thank you for all of your time, patience, and effort. We look forward to a bright financial future and being able to participate in all of our many adventures to come!
– Laura & Carl
Sound and Honest Professional Advice
What we most liked about Janet’s advice is that she provided us with sound and honest professional advice based on our circumstances. At no time did we feel she was trying to “sell us” anything but guidance in managing our financial affairs.
– Dale and Denis L.
Beyond Grateful for the Plan to Get Ourselves on Track
Before starting to work with a Money Coach, dealing with finances day-to-day was absolutely agonizing and even the smallest decisions about money were incredibly painful.
Working with Noel has definitely helped our family feel more in control of our finances, and consequently, our lives. After getting our finances sorted out amidst a number of other big life changes, we feel like anything is possible.
We feel that the value we received for the services far exceed what we hoped to obtain when we initially signed up. We’re beyond grateful for the plan to get ourselves on track.
– Nick H.
Easy to Understand, Client Focused
Janet saved my financial life. She explains everything in easy-to-understand language and helps you to reach your financial goals. Janet has all the best qualities of a professional financial advisor: she’s thoughtful, methodical, empathetic, personable and client focused. I trust Janet’s advice implicitly and would recommend her to anyone looking for a financial coach. She’s the best money coach around!
– Marc B.
The Struggle is Over
For several years, my wife and I made repeated attempts to devise a strategy for managing our finances. It seemed we were constantly modifying our plans to accommodate our inability to meet our own goals. Hiring Christine has since proven to be the best financial decision we have made to date.
Christine’s ability to explain complex concepts in clear language, in combination with her empathetic nature and sound knowledge of money management, proved effective in helping us realize what is important to us, and provided us with a plan that was both realistic and satisfying. We highly recommend working with Christine to help realize your financial goals.
– M & L Stevenson
Pursuing My Dreams with Confidence
I had arrived at a pivotal point in my life. I wanted to follow my dreams to switch careers and relocate but I didn’t know if I could afford to. Nick helped me analyze this complex decision and break it down into simple building blocks so that I could move forward with confidence. I am so grateful to Nick for providing me with clarity and as well giving me advice on my investment portfolio. He was a pleasure to work with and always very professional.
– Laurie, Toronto, ON
Empowered for the Future
Before working with Steve, my financial knowledge was minimal and my planning didn’t extend very far. Steve empowered me to plan for the future and to look beyond my month-to-month bills. Through his support and coaching, I was able to set (and achieve) goals like saving for a home, paying for my daughter’s education, and being able to retire financially secure.
Steve has increased my financial knowledge and motivated me to take action. I’m thankful for his help and patience, and for always having my best interests in mind. I highly recommend Steve and Money Coaches for financial planning.
We Were Actually Prepared for Upcoming Costs!
After our first meeting with Christine, I was quite excited to get started putting our finances in order and having a sound plan I could visualize and work with. It was very thorough and forced us to look at things and habits that I had never even considered. I began to see these were things I needed to pay attention to and communicate with my husband about.
Soon I could start to see the system was working, we weren’t spending blindly. We were actually prepared for upcoming costs! That is a very satisfying feeling.
We have now completed our coaching and have gained a lot of education and valuable tools for spending and saving. There is always room for improvement but my husband and I are in a much better place from this experience. Thanks for your patience and expertise Christine!
Looking For a Financial Planner I Could Trust
Prior to working with Annie I did not feel educated about my own financial situation. I was confused by the many organizations offering advice (banks, investment companies, group savings). I was unable to find neutral advice and thinking about my finances felt exhausting and frustrating. The financial plan that Annie put together addressed all of my questions and concerns. I have now clarified my financial options and educated myself on the important and fundamentals I need to manage my money on a daily basis. I’ve taken the time to think about future goals and I have an action plan to achieve them.
I am planning to work with Annie annually to review my goals and stay on track.
– Rebecca Holt, Sustainable Building Advisor
The Cost was Worth its Weight in Gold!
Before I came to Sabine, I felt lost and out of control when it came to our finances. I was unable to make any headway in straightening out our financial plan.
Sabine took us through the Money Coaching process step by step and after 4 months of working with Sabine, I now feel in control of our finances and less stressed. I have a solid, livable plan. I have a fund that is building for emergencies, and I can make decisions on the reality of my financial plan.
An investment well worth it.
-Jane, London, ON
In Control of my Financial Destiny
All my life I have earned a good income, but never knew how to budget effectively. My fiscal management habits were terrible, and it was a vicious circle that I could not escape from.
In the 18 months since I’ve been working with Coach Alison, everything has changed; it is an amazing feeling to be in control of one’s financial destiny.
Alison is a fantastic coach. With her guidance, informed approach and patience, she has helped me tremendously.
Starting Out Right
As I began working full time and supporting myself I found that I didn’t have clarity around my monthly expenditures, how much I could spend and how much I should save. In addition, I didn’t fully understand how investments or RRSPs worked and was hesitant to address these things.
Working with Liisa I found that I have enough money to do the things I want in my life while saving for my future. Liisa was non-judgmental and accepting of where I was at and supported me in setting up a financial system that gave each dollar a job. As a result of our work I now feel much more knowledgeable about money and secure that I have enough to follow my dreams and support me through challenges. What a great way to start my independence!
-Brendan T. Kitchener, Waterloo, ON
Transition Through Divorce
I felt like I didn’t have any idea about how to manage my money during my marital separation. I hadn’t had control of it for a number of years and the debt was overwhelming. Worrying about my financial situation was keeping me awake at night. I was embarrassed I had allowed the situation to get so bad. I was in tears the day I met my coach.
After working with Annie I feel that I have control, predictability and a spending/savings plan. I have pride in what I have accomplished and know that financially I will be ok. I can’t change the past but the future looks good. I have accumulated enough savings in a short time to deal with any unexpected setbacks in life. I am back on track with my finances and know I can make good decisions to get to my goals.
No More Avoiding and Firefighting
Before meeting with Tom, I tended to avoid thinking about money and then found myself firefighting when the credit card came due. Tom took the time to get a clear picture of my lifestyle and spending pattern. He then helped me create a system that separates my pay cheque into compartments that match my spending and savings goals. I now feel better about managing money and am confident that my longer term goals can be achieved.
– Jim W., Calgary, AB
From Losing Sleep Over Money to Teaching my Children How to Manage It!
I felt lost, anxious and had trouble sleeping at nights. Leslie helped us communicate with each other better over financial matters and gave us a great tool to help keep on track with our spending and working towards paying down debt. I can see using the skills I learned to help my children take care of their own money too.
– Kara & Marty
The Best Thing I Ever Did!
My time with Annie was more than financial coaching. It felt like support and encouragement at so many levels and she helped me through a difficult transition in my life. Overall, money coaching made the process of separation smoother, less stressful and helped me to see a happier future.
At first, I thought I couldn’t afford the fees and didn’t know what to expect. Because my money coach was flexible on the payment, we worked out what I could manage to pay each month. It truly was the best thing I ever did for myself!
I would call Annie in a heartbeat if I have any future financial needs. I have also referred friends and coworkers to the Money Coaches Canada website for their fantastic resources. What I most like is that there is no pressure to purchase a product. The service was purely to support my needs.
Coming Together and Communicating
Before we started working with Leslie we were worried about high interest credit cards and we wanted to be able to talk openly with each other about finances. We now work together as a couple and feel we have control of our money and are less worried about money. We see a clear direction and would recommend Leslie to others.
– Michelle & Raymond
Made it Through Maternity Leave
Before we started with Christine, we were barely making ends meet, living pay cheque to pay cheque. I worried how we would ever get through maternity leave with even less income. Amazingly, we stuck to the plan Christine helped us build and we have not had to dip into our line of credit since! Christine made it easy with her common sense approach. Now money doesn’t carry the same stress and we find it much easier to talk about.
– A. M., Toronto
Immigrating Back to Canada
Christine, thank you for showing us the light at the end of our tunnel. Having moved back to Canada after several years, we were clearly lost in managing our money flow in a new economy. Without hesitation, your advice and expertise have empowered and energized our family. We have a renewed sense of autonomy and feel like we are finally managing our money like adults!
I think everyone can benefit from a money-makeover. It is just too easy to get stuck in a rut or routine or poor habits; so I think a fresh look from professionals such as yourselves can provide the ‘a-ha’ moment. Thank you for your extreme patience and excellent service.
– Melanie M.
There is Nothing Better than Paying for Help to Make You Buck Up and Do What is Right
We now have a structured budget in place and we understand the concept of having separate accounts to save for different things and unexpected expenses. We have stopped using our credit cards and are looking forward to paying off our remaining debt.
Sabine was very sensitive to our problems and emotions. She did a great job getting us to do what needed to be done. She made everything easy to understand and helped to keep us organized and on track.
-Laura, Personal Trainer
Reducing Debt Anxiety – Moving towards Financial Freedom
Working with Liisa has given me a clear picture of my monthly costs, the level of expenditures I can anticipate, and the impact of those expenses on my debt levels. I now have a better understanding of how to manage my income to meet my obligations and I have made progress in reducing my debt. Liisa has been a sounding board for debt reduction strategies and provided me with the information I needed to make decisions around how to repay and minimize debt. When unexpected expenditures arise I can now make an informed choice about incurring these costs and I can calculate their impact. It makes me feel like I have options whereas before I just felt paralyzed.
As a single parent it has been difficult to avoid getting into debt to meet the needs of my family. I have two kids in university and fears about debt levels and retirement savings dominated much of my daily thinking and were affecting other areas of my life. I didn’t like the negative mind frame I found myself in – something needed to change.
Money Coaching has lessened my anxiety around money because I have new clarity and more knowledge about my situation and someone to guide and support me through the process. I look forward to continuing on this path and increasing my financial freedom.
– Marni M., Vancouver, BC
A Money Coach Made our Marriage Stronger!
We were frustrated and confused. We knew our income was good but couldn’t wrap our heads around why we weren’t making any head way. Tom was great! He implemented a plan that worked for us. Considering our priorities forced us to face our spending issues and work together to get back on track. We finally saw our debt reducing and can see the light at the end of the tunnel. It was probably the best financial decision we have ever made. Definitely strengthened our marriage.
– Jennifer N & Gareth L, Edmonton AB
No More Money Anxiety and Doubts
We were very anxious about our money and always felt that we never had enough. After working with Charmaine we are not only better able to manage our money but we are also using the money we have more wisely and we can weather unexpected circumstances. Charmaine was amazing. Her knowledge and especially her patience in explaining things and ideas for our financial future was excellent. We absolutely would recommend working with a money coach to friends, family and acquaintances.
– S & L
Getting a Better Handle on Finances
While we weren’t in terrible shape, we were also not getting ahead too quickly. We needed help to get a better handle on our finances (savings, budgeting, investing). Now we have goals and a plan in place to meet our goals. The value we receive more than paid for the cost of our money coach, Barbara.
– Maryanne W.
Financial Clarity and Peace of Mind
Working with Nick was a pleasure and so beneficial. He helped me get control of my finances and provided me with a system to help me stay in control. Nick also gave me some great ideas to save money. I was able to pay off my credit card debt after a few months of working with Nick. He also did a thorough review of my insurance needs which gave me peace of mind. Now I feel much more confident about my finances.
– Sandra, Toronto, ON
Started to Look at Money in a Different Way!
Teaching a young person the basics of money management is not one of your normal offerings but Anthony went out of his way to design a program for my client that has proven to work very well for her. I appreciate his feedback and insights on how she is doing in the program and how she thinks about money. These insights assist me in working with her on an ongoing basis. My client shared with me that she really likes working with Anthony and that she’s starting to look at money in a different way! She honestly seems to be making progress in understanding how to manage her money, thanks to Anthony. I don’t know how I stumbled across you on the internet but think it was meant to be.
Finally Feel Like I Am In Control of my Money
I was knee deep in credit card debt, and getting by paycheque to paycheque. I could only fantasize about beach vacations, and my spending was out of control. Sandra was able to help me better organize my money and has helped me on my way to becoming debt free. She put a system in place that will help me to optimize my income and even start saving for my future. I want to thank Sandra for her patience, her understanding, and her ability to adapt to all of the situations that changed while we were working together.
While I thought I would be scolded for my bad money habits, this was not the case. Sandra was incredibly warm and understanding, and compassionate to my financial woes. I finally feel like I am in control of my money, and I can’t wait to be out of debt, and stay that way!! I have recommended Sandra to family and friends, and will continue to do so. Sandra and Money Coaches Canada have changed my life.
– Katie Hoeber, Toronto, ON