Tag Archives: RRSP

Things to Consider When Deciding When to Take CPP and OAS

By Noel D’Souza, P.Eng, CFP® Introduction You’ve worked long and hard in Canada for years, quite possibly several decades, and now the finish line is in sight. Retirement. That Holy Grail. Just one minor thing: How are you going to … Continue reading

Posted in Financial Literacy, Financial Planning, Retirement savings


RRSP vs RESP: How to Make the Right Choice

By Karin Mizgala, Co-Founder and CEO Money Coaches Canada From the moment our children are born we want the best for their future. Success is never guaranteed, but we hope to be able to offer them opportunities. And what better … Continue reading

Posted in Ask Your Money Coach, Investing, Money Coaching, Retirement savings


My Financial Advisor is Making More from My Investments Than I Am; What Should I Do?

By Karin Mizgala, Co-Founder and CEO, Money Coaches Canada To say that many Canadians are cynical and wary of advice from the financial industry would not be overstating the situation. The idea of hidden fees and commissions buried in investment … Continue reading

Posted in Investing, Money Coaching


Don’t Let Short-Term Events Impact Your Long-Term Investing Success

By Anthony Larsen, BAS, CFP® Investment success can be reduced to four simple words: buy low, sell high; just as diet success can be boiled down to: eat less, move more. So why aren’t we all wealthy and in stellar health? … Continue reading

Posted in Investing, Money Coaching, Retirement savings


CPP Expansion: A Rare Opportunity to Fine Tune Your Retirement Plan

By Sandra Mann, MBA Financial Services, CPA, CGA, FPSC Level 1™ I’m sure you’ve heard by now that the Canada Pension Plan (CPP) is set for expansion beginning in 2019, but you may be wondering how the changes will impact … Continue reading

Posted in For your information, Retirement savings


5 tax filing tips to save you time and money

By Leslie Gardner, FPSC Level 1® Certificant in Financial Planning If the thought of tax season makes you squirm, you’re not alone. But being prepared, filing on time and knowing what you can deduct will help you get the job done … Continue reading

Posted in For your information, Small Business, taxes


Will you contribute to an RSP this year?

Many of us grew up with the tried and true advice from our parents that we should invest in RSPs, and like a lot of parental advice, it is often ignored. Less than one in three eligible Canadians take advantage … Continue reading

Posted in Retirement savings