Category Archives: Retirement savings

I’m Fed Up with Paying High Fees; Should I Manage My Own Portfolio?

By Karin Mizgala, Co-Founder and CEO It’s been over a year since the Canadian Securities Administrators (CSA) implemented phase 2 of the Client Relationship Model, known as CRM2. If you have investments, you will have received two reports in 2017; the … Continue reading

Posted in Investing, Money Coaching, Retirement savings




Are You On-Track To Retire in 10 Years? Do These 5 Things Right Now To Be Sure

By Sandra Mann, CPA, CGA, FPSC Level 1®   With 10 years to retirement, your daydreams may be turning to a morning latte on your deck, instead of a tepid coffee on your commute. But before you buy that Life … Continue reading

Posted in For your information, Money Coaching, Retirement savings


How Can My Home Equity Support My Retirement Goals?

By Christine Williston, B.A., FPSC Level 1® For older Canadians, with a paid or almost paid mortgage, ever increasing home values feels like watching winning numbers come up in the lottery. But how best to cash in the ticket? Or should it even … Continue reading

Posted in Ask Your Money Coach, Money Coaching, Retirement savings


How Do I Take Money From My RSP in Retirement?

By Tom Feigs, CFP®, CET What do you think when you hear the term RSP? If you are like many people, you probably think: contributions. Certainly the banking industry focus is on RSP sales, because that’s where they make their money. … Continue reading

Posted in Ask Your Money Coach, For your information, Retirement savings


How Divorce Can Affect Your Retirement

By Annie Kvick, B.Ed, CFP® The ending of a marriage is an unfortunate reality for many Canadians, it creates emotional upheaval for both partners and any children involved. But studies have shown that it generally impacts a woman’s financial well-being longer … Continue reading

Posted in Financial Literacy, Relationship to money, Retirement savings


Don’t Let Short-Term Events Impact Your Long-Term Investing Success

By Anthony Larsen, BAS, CFP® Investment success can be reduced to four simple words: buy low, sell high; just as diet success can be boiled down to: eat less, move more. So why aren’t we all wealthy and in stellar health? … Continue reading

Posted in Investing, Money Coaching, Retirement savings


Top 4 Money Challenges Women Face

By Karin Mizgala, co-founder and CEO Money Coaches Canada Canadian women have the freedom to create wealth, and make their own financial decisions, but it hasn’t always been that way. Less than 45 years ago, women had a difficult time … Continue reading

Posted in Financial Literacy, Investing, Relationship to money, Retirement savings


RRSP vs RESP: How to Make the Right Choice?

By Bruce Q. Thompson, B.Admin, CFP® From the moment our children are born we want the best for their future. Success is never guaranteed, but we hope to be able to offer them opportunities. And what better opportunity is there than … Continue reading

Posted in Ask Your Money Coach, Investing, Money Coaching, Retirement savings


CPP Expansion: A Rare Opportunity to Fine Tune Your Retirement Plan

By Sandra Mann, MBA Financial Services, CPA, CGA, FPSC Level 1™ I’m sure you’ve heard by now that the Canada Pension Plan (CPP) is set for expansion beginning in 2019, but you may be wondering how the changes will impact … Continue reading

Posted in For your information, Retirement savings