Category Archives: Financial Literacy

Things to Consider When Deciding When to Take CPP and OAS

By Noel D’Souza, P.Eng, CFP® Introduction You’ve worked long and hard in Canada for years, quite possibly several decades, and now the finish line is in sight. Retirement. That Holy Grail. Just one minor thing: How are you going to … Continue reading

Posted in Financial Literacy, Financial Planning, Retirement savings


Where Can You Turn to When Coping with Debt?

Our long-time business associate and good friend Bruce Sellery was recently appointed CEO of Credit Canada Debt Solutions. We had a chat with him about the challenges that so many Canadians face around financial well-being and who they can turn … Continue reading

Posted in Debt, Financial Literacy, Money Coaching


Why Financial Literacy Isn’t Enough 

By Karin Mizgala, Co-Founder and CEO of Money Coaches Canada November is financial literacy month, and this year is its 10th anniversary. Interesting timing with COVID-19 raging in our midst and financial well-being feels more precarious than ever before.  There are … Continue reading

Posted in Financial Literacy, Relationship to money


Exchange Traded Funds: Everything You Wanted to Know But Were Afraid to Ask

By Karin Mizgala, Co-Founder and CEO Money Coaches Canada Most Canadians are very familiar with mutual funds. In simple terms, a mutual fund is made up of a collection of individual stocks, bonds or other securities carefully chosen by a fund … Continue reading

Posted in Financial Literacy, For your information, Investing


Investments Plain and Simple

How Investments Are Taxed When making investment decisions, it is wise to consider the various tax implications – both positive and negative. As always, first remember that your investments should reflect your goals and values, your time frame and your … Continue reading

Posted in Financial Literacy, Investing, Retirement savings, taxes


Investment Fees Matter… More Than You Think

By Karin Mizgala, Co-Founder and CEO Money Coaches Canada Canadians have a reputation for being polite. Maybe that’s why for years we’ve put up with investment fees that were confusing, often hidden, and higher than necessary. But polite doesn’t necessarily … Continue reading

Posted in Financial Literacy, Investing, Money Coaching, Retirement savings


Women, Money and Power: How Times are Changing for the Better

By Karin Mizgala, Co-Founder and CEO Money Coaches Canada On March 8th, we celebrated International Women’s Day (IWD), a global day recognizing the social, economic, cultural and political achievements of women. But IWD is about more than one day; the theme … Continue reading

Posted in Financial Literacy, Investing, Relationship to money


Financial Literacy in Action

By Melanie Buffel, BA Psych, MBA Candidate November is Financial Literacy Month in Canada and this is a wonderful opportunity to learn from each other’s experience, sharing our knowledge and feelings about money. There are so many financial concepts, products and … Continue reading

Posted in Financial Literacy, Money Coaching, Relationship to money


How Divorce Can Affect Your Retirement

By Annie Kvick, B.Ed, CFP® The ending of a marriage is an unfortunate reality for many Canadians, it creates emotional upheaval for both partners and any children involved. But studies have shown that it generally impacts a woman’s financial well-being longer … Continue reading

Posted in Financial Literacy, Relationship to money, Retirement savings


Are You Ready for the Truth About Your Investments?

By Karin Mizgala, Co-founder and CEO Money Coaches Canada Choosing a focus word for the year ahead has become a popular New Year’s activity. Words like flourish and balance are trendy, unless you work in the financial services industry, where … Continue reading

Posted in Ask Your Money Coach, Financial Literacy, Investing, Money Coaching