Categories: Retirement savings

Best Tips for Smart Savings

Posted on: August 18, 2021

By Janet Gray, B.A., B.Admin, CFP®, EPC, CPCA I often get asked ‘how can I save more?’  This might help to get you started. Which statement currently best describes your situation? Income minus Savings and Needs = Spending Or Income minus … Continue reading →

Posted in Budgeting and Cash Flow, Debt, Money Coaching, Relationship to money, Retirement savings


When Should I Take CPP? The Big Payoff if You Wait to Age 70

Posted on: April 21, 2021

By Noel D’Souza, P.Eng, CFP® The Fear Of Missing Out (FOMO) is alive and well in Canada. It’s why we check our phones for emails and texts every minute, sign up for store sale notifications, and pile into speculative investments, … Continue reading →

Posted in Retirement savings


How Should You Invest Your Extra Cash, is DIY Investing Right for You, What is the Best Investing Strategy for Retirement, and More

Posted on: February 17, 2021

Karin Mizgala, CEO of Money Coaches Canada, and Daniel Evans, Advice-Only Financial Planner and Investment Coach, sat down recently to talk about choosing between the various investment options, investing strategies for retirement, and the impact from COVID-19. In addition to … Continue reading →

Posted in Investing, Money Coaching, Retirement savings


Setting New Financial Goals during the Pandemic

Posted on: August 19, 2020

By Sheila Walkington,  co-founder and CFO Money Coaches Canada It’s been almost six months since phrases like; shelter-in-place, work from home, physical distancing, and social bubbles, have become part of the daily conversation. Wearing a mask in public started out … Continue reading →

Posted in Money Coaching, Relationship to money, Retirement savings


The Financial Realities of Retirement during the COVID-19 Pandemic

Posted on: July 22, 2020

By Karin Mizgala, co-founder and CEO Money Coaches Canada These are disquieting times. The way we live has been upended. For many Canadians, after their physical health, their financial well-being has been top-of-mind. And while many financial investments have bounced … Continue reading →

Posted in Budgeting and Cash Flow, Money Coaching, Retirement savings


Is Financial Freedom Still Possible?

Posted on: June 17, 2020

By Karin Mizgala, co-founder and CEO Money Coaches Canada COVID-19 has rattled us to the core. It has threatened our health and taken lives. It has damaged our economy and taken livelihoods. It has physically kept us apart, yet we … Continue reading →

Posted in Budgeting and Cash Flow, Investing, Money Coaching, Relationship to money, Retirement savings


Should You Help Your Kids Buy a Home? 3 Questions You Need to Ask Yourself Before You Ante Up

Posted on: February 19, 2020

By Karin Mizgala, co-founder and CEO Money Coaches Canada     Buying a home, especially for first time buyers, has  become increasingly challenging over the last decades. In 1985, according to the Toronto Estate Board, the average home in the city … Continue reading →

Posted in Kids and Money, Money Coaching, Retirement savings, Will & Estate Planning


Are RRSPs Still a Good Investment?

Posted on: February 5, 2020

By Karin Mizgala, Co-Founder and CEO Money Coaches Canada With the March 2nd RRSP (Registered Retirement Savings Plan) deadline looming, it’s often the only time of year we give retirement savings much thought. March 2nd, 2020 is the deadline for … Continue reading →

Posted in Money Coaching, Retirement savings


Investments Plain and Simple

Posted on: September 5, 2019

How Investments Are Taxed When making investment decisions, it is wise to consider the various tax implications – both positive and negative. As always, first remember that your investments should reflect your goals and values, your time frame and your … Continue reading →

Posted in Financial Literacy, Investing, Retirement savings, taxes


Embrace Aging and Plan for a Happy Retirement

Posted on: July 24, 2019

How We Age is Changing As youngsters, we can’t wait to get older.  Sometime later, we become less enthusiastic about our next birthday.  We come to realize our mortality with the tick-tock of age.  It’s a matter of perspective. Age … Continue reading →

Posted in Relationship to money, Retirement savings