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Being a financial advice hero

By Noel D`Souza, P.Eng

Toronto ComiCon ran this past weekend in the Big Smoke. superheroAs always, it drew thousands of fans of fantasy literature, comics, television and movies, who descended on the event with unrivalled excitement and passion. Many attendees spent considerable time and money outfitting themselves with intricate costumes depicting their favourite fictional characters.

Why do people do this? Why do adults – people from all walks of life and socioeconomic backgrounds, male and female – dress up as fictional characters in outrageous costumes and congregate at events around the country like ComiCon?

There are many reasons, but I believe one that holds true in many cases is this: we each want to associate ourselves with a great idea, an inspiring vision, a noble story, and we want to be a hero in someone’s life and make a real difference.

Continue reading

Posted in Book Reviews, Debt, Investing, Money Coaching, Relationship to money


UNSTUCK on CTV Ottawa Morning Live

Watch the video with Sheila Walkington and Judith Cane discussing Money Coaches Canada’s New Book UNSTUCK on CTV Ottawa Morning Live

Posted in Podcasts


Five top money tips to get “UNSTUCK”

1. Know What you Wantgoals

  • Create a vision and set authentic goals.
  • Well-defined, clearly articulated goals are easier to achieve.
  • Focusing on your top three priority goals will simplify your life.

2. Know your Financial Realityreality check ahead

  • You will be more resourceful and creative at finding solutions when you know where you stand.
  • Create a basic plan with goals, figure out where you are now; and take steps to get what you want.
  • Knowledge is power. Continue reading
Posted in Budgeting and Cash Flow


Book Launch Vancouver: UNSTUCK

book launch photoStanding in the room at the launch of UNSTUCK and scanning the crowd gave me an overwhelming feeling of joy and inspiration. The expertise, advice and hard work that Karin and Sheila have put in to their book has produced a financial book that is interesting, fun and one that many people can relate to. And with the support of worksheets and website resources this is a book that will actually get people into action and really start living the life they want.

To see so many clients, colleagues, partners and supporters in one room was confirmation that Money Coaches Canada is having a strong, positive impact on the financial lives of so many.

Congratulations to Karin and Sheila on such a fantastic accomplishment. I am proud to be a part of a company taking such inspiring action.

Money Coach – Kathryn Mandelcorn, FMA

Toronto Book Launch is next. Don’t miss us on Monday, February 25th @ 6pm EST at the Arts and Letters Club.

Please leave a comment below to tell us how you enjoyed this great evening. We look forward to hearing from you.

 

 

Posted in For your information


Get UNSTUCK at our next Money Mondays – Feb 25th

MONEY MONDAYS

Save the Last Monday of the Month for Money

Money Mondays with your local Money CoachJoin your local Money Coach on the last Monday of each month for an informal, lively discussion about money – how it works, how to manage it and how to gain control of it.

Bring a friend, come with questions and build your knowledge and confidence in personal money management.

February’s Topic: “Top 5 Money Tips” from our newly released book:
UNSTUCK: How to Get Out of your Money Rut and Start Living the Life You Want

When: February 25th, 2013
Time: 7:00 pm – 8:00pm local time
Cost: FREE
(Information….PRICELESS!)

Locations:
Kamloops, BC The Art We Are Café & Artisan Market, 246 Victoria Street – hosted by Leslie Gardner

Port Moody, BC Perry Roe Heritage Building, 2227 St. Johns Street – hosted by Kathryn Mandelcorn

Vancouver, BC Waves Coffee shop at 900 Howe St. – hosted by Annie Kvick and Melanie Buffel

Vernon, BC Suite 200 – 3006 32nd Avenue (Across from the old library) – hosted by Kathi Bridge

Calgary, AB Good Earth Cafe in Glenmore Landing, at the corner of 14th St and 90th Ave SW – hosted by Tom Feigs

Kenora, ON 116-5th Ave. South, corner of 2nd St. S & 5th Ave S – hosted by Karen Richardson

Ottawa, ON Café Latte Cino, 2020 Tenth Line Rd. at Innes in Orleans, Ontario – hosted by Judith Cane

Canada-wide Live Conference call – hosted by Leslie Gardner7pm EST/4pm PST

Register Now

More info: moneymondays@moneycoachescanada.ca

Posted in Budgeting and Cash Flow, Debt, Investing, Relationship to money


RSP or TFSA – which one should you choose?

UNSTUCK – How to Get out of Your Money Rut and Start Living the Life you Want
UNSTUCK: How to Get Out of Your Money Rut and Start Living the Life You Wantby Karin Mizgala and Sheila Walkington

(Excerpt from: Chapter 11 – Don’t Give Up on Retirement Yet)

It’s true that a lot of people are shying away from investing in RSPs, citing disappointing markets, big mortgage payments and newer TFSA options. Statistics Canada reports that almost 90% of tax filers were eligible to contribute to an RSP in 2010, but only 26% actually made contributions. Across Canada, the median contribution was $2,790.

In deciding whether or not it makes sense for you to invest in RSPs or TFSAs, here are some guidelines to consider: Continue reading

Posted in Budgeting and Cash Flow, Investing


Can you have too many RSPs?

Can you have too many RSPs?While you are in January planning and goal setting mode, take the time to review how many RSP accounts you have. If you have more than one, you probably have too many!

See what Karin Mizgala, CEO of Money Coaches Canada has to say in an interview with the Globe and Mail:

Why Too Many RRSP Accounts Can Be a Bad Thing

Posted in Relationship to money


2013 is my year to get smart with money!

Karin Mizgala Money Coach Salt Spring Island BCThese were the words that stood out from a recent conversation I had with a new client. She went on to say that although thinking about money make her anxious, she had decided that she was ready to shift her thinking and to take her finances to the next level. She was tired of frittering away her money on little things and never having money available for unexpected expenses or for vacations. 2013 was her year to change how she “did” money!

If this is your year to change how you manage, organize or think about money, I invite you to check out a great line-up of educational events coming up in January and February.

For more details: www.moneycoachescanada.ca/events

Prefer to speak to a Money Coach one-on-one? Contact us for a complimentary consultation.

Karin Mizgala is Money Coaches Canada’s CEO and resident “money shrink”.

Posted in Relationship to money


The power behind the plan

Unstuck by Karin Mizgala and Sheila Walkington

UNSTUCK – How to Get out of Your Money Rut and Start Living the Life you Want
by Karin Mizgala and Sheila Walkington

(Excerpt from: Chapter 6 – Getting What you Really Want)

Dreams and goals have power. When you dream, you think creatively about the life you would like to live. When you set goals, you tell yourself and those around you that you are working towards something that is important to you. When you set goals to attain your dream life, you are saying “I’ve finished waiting—I’m going to make this happen.” Continue reading

Posted in Budgeting and Cash Flow, Relationship to money


Podcast – Ho, ho, holy I’ve overspent

Holiday SpendingFeaturing: Leslie Gardner and Sabine Lay, both Money Coaches and Educators with Money Coaches Canada.

Join Sabine Lay and Leslie Gardner, both Money Coaches and Educators with Money Coaches Canada as they discuss ways to stay in control with holiday spending.

Listen to our Let’s Talk Money Podcast and get some great holiday saving tips!

Both Leslie and Sabine can be reached at www.moneycoachescanada.ca

Posted in Budgeting and Cash Flow, Podcasts