Categories: Budgeting and Cash Flow

How to Live the Life You Want with the Money You Have

Posted on: April 15, 2025

By Sheila Walkington, Co-Founder and CFO There’s a LOT going on in the world right now, and much of it is out of the control of the average person. At times like this, it can be useful – vital even! – … Continue reading →

Posted in Budgeting and Cash Flow, Money Coaching, Relationship to money


Celebrate the Holidays without Going Broke

Posted on: December 17, 2024

At this time of year the topic of getting through the holidays without financial stress invariably comes up. In a recent BMO holiday spending survey, over half (54%) said thinking about holiday spending causes financial anxiety. After enduring several years … Continue reading →

Posted in Budgeting and Cash Flow, Relationship to money


How Much Do You Need to Retire?

Posted on: February 13, 2024

By Steve Bridge, BA (Hons.), CFP®  Retirement, or financial independence, ranks as one of people’s top financial goals. We’re currently in the midst of “RRSP Season”, and many Canadians are giving at least a passing thought to their eventual retirement. … Continue reading →

Posted in Budgeting and Cash Flow, Retirement savings


How to Enjoy the Holiday Season without Paying for It in January

Posted on: December 5, 2023

By Liisa Tatem, CPA, CA, CFDS, CFP® Christmas can be like a runaway sleigh. You’re bundled up and warm, enjoying the dips and turns of holiday fun, when you realize that your budget bounced off the sleigh into a snowbank and … Continue reading →

Posted in Ask Your Money Coach, Budgeting and Cash Flow, Money Coaching


Cash Flow is EVERYTHING

Posted on: September 20, 2023

By Noel D’Souza, CFP® Director, Communications It has often been said that “Cash is King”, but when it comes to personal finance it wouldn’t be a stretch to say that it’s all about CASH FLOW. Cash flow planning is a … Continue reading →

Posted in Budgeting and Cash Flow


“Maxed Out” – CPP & EI

Posted on: August 16, 2023

Clients sometime ask why their take home income increases later in the year when they haven’t received a pay raise. The answer is CPP (Canada Pension Plan) and EI (Employment Insurance) contributions. CPP As Canadians, anyone who earns employment income … Continue reading →

Posted in Budgeting and Cash Flow


Decluttering Your Money and Taking Control

Posted on: April 19, 2023

By Karin Mizgala, co-founder and CEO Money Coaches Canada From January to April most Canadians are knee deep in financial paperwork. With tax and RSP season almost behind you, you may be left wondering what to do with all the … Continue reading →

Posted in Budgeting and Cash Flow, Money Coaching


Do 6-Figure Professionals Need a Budget?

Posted on: August 17, 2022

By Sheila Walkington, CFP® Co-founder and CFO Money Coaches Canada I know it’s only the middle of August, but “back-to-school” season is upon us. I always remember my mixed feelings of dreading the end of the summer but the excitement … Continue reading →

Posted in Budgeting and Cash Flow, Money Coaching, Relationship to money


Best Tips for Smart Savings

Posted on: August 18, 2021

By Janet Gray, B.A., B.Admin, CFP®, EPC, CPCA I often get asked ‘how can I save more?’  This might help to get you started. Which statement currently best describes your situation? Income minus Savings and Needs = Spending Or Income minus … Continue reading →

Posted in Budgeting and Cash Flow, Debt, Money Coaching, Relationship to money, Retirement savings


A Better Way to Stay On Track with Your Money

Posted on: April 7, 2021

By Noel D’Souza, P.Eng, CFP® Do you feel like your money is just trickling out of a hole in your pocket, and you are not really sure where it’s all going or why there is nothing left at the end … Continue reading →

Posted in Budgeting and Cash Flow, Relationship to money