Tag Archives: Sabine Lay

Gratitude is the Key to Reducing Money Stress and Enjoying the Holidays

By Sabine Lay, Certified Money Coach With Christmas past, and New Years just a few days away, amid the hustle and bustle of the holidays, now is the perfect time to think about gratitude. Being grateful has been shown in study … Continue reading

Posted in Money Coaching, Relationship to money


Can money make you happy? Try giving some away.

By Sabine Lay Charles Dickens wrote A Christmas Carol in 1843. Most people know the story of Ebenezer Scrooge, a miserly man who transforms his life after three spirits teach him the joy of giving. It seems Dickens was way … Continue reading

Posted in Money Coaching, Relationship to money


Coach Spotlight: Sabine Lay, Certified Money Coach

In the five years that Sabine Lay has been a Money Coach the question she has most frequently been asked is: How do other people manage their finances? Or even, “Am I the worst case you’ve seen?” She says the … Continue reading

Posted in Meet Our Money Coaches, Money Coaching


Financial Literacy: Join the Conversation

By the MCC Financial Literacy Team November is Financial Literacy Month in Canada and in our  November 4th blog post Money Coach Melanie Buffel asked readers, clients and fellow Money Coaches to share personal stories about their financial journey. She challenged … Continue reading

Posted in Ask Your Money Coach, Financial Literacy, For your information, Money Coaching


Ask a Money Coach: What’s the best way to save for my children’s education?

What’s the best way to save for my children’s education? I’ve seen brochures on Group Education Savings plan in my doctor’s office – are these a good idea? Answered by Sabine Lay, money coach Education is one of the biggest expenses … Continue reading

Posted in Ask Your Money Coach, Kids and Money


Podcast – Ho, ho, holy I’ve overspent

Featuring: Leslie Gardner and Sabine Lay, both Money Coaches and Educators with Money Coaches Canada. Join Sabine Lay and Leslie Gardner, both Money Coaches and Educators with Money Coaches Canada as they discuss ways to stay in control with holiday … Continue reading

Posted in Budgeting and Cash Flow, Podcasts


“Maxed Out” – CPP & EI

by Sabine Lay Recently, a client asked me why her income increased throughout the year when she didn’t get a pay raise. The answer is CPP (Canada Pension Plan) and EI (Employment Insurance) contributions. CPP As Canadians, anyone who earns … Continue reading

Posted in Budgeting and Cash Flow