Tag Archives: Noel D’Souza

Choosing the right executor for your estate

Posted on: June 17, 2025

By Noel D’Souza, CFP® Appointing an executor for your estate shouldn’t be stressful, but it does require thoughtful consideration. To begin you should understand what the executor will be called upon to do. As you would expect, your executor’s job … Continue reading →

Posted in For your information, Will & Estate Planning


What to Do with Your Money After Paying Off the Mortgage

Posted on: May 14, 2024

By Noel D’Souza, CFP® Director, Communications It has been a long road, but you have finally… FINALLY paid off your mortgage. Congratulations!! Your home is now truly yours. Given the marked rise in interest rates over the last two years … Continue reading →

Posted in Financial Planning


Questions to Ask Your Financial Advisor

Posted on: May 18, 2022

By Noel D’Souza, CFP® Director, Communications Getting good financial advice in Canada is tricky – trickier than it should be in my opinion. The main challenges facing someone seeking unbiased financial advice can be boiled down to the following three … Continue reading →

Posted in For your information, Money Coaching


When Should I Take CPP? The Big Payoff if You Wait to Age 70

Posted on: April 21, 2021

By Noel D’Souza, P.Eng, CFP® The Fear Of Missing Out (FOMO) is alive and well in Canada. It’s why we check our phones for emails and texts every minute, sign up for store sale notifications, and pile into speculative investments, … Continue reading →

Posted in Retirement savings


Give The Gift of Financial Independence this Holiday Season

Posted on: November 22, 2017

By Noel D’Souza, P.Eng, CFP® The holidays are a time of giving, but many Canadians are tired of spending money on “stuff” that is soon forgotten by kids and adults alike. As a result, there is growing interest in gifts that … Continue reading →

Posted in Investing, Kids and Money, Money Coaching


Your Money, Your Life – A Discussion with Steadyhand’s Tom Bradley

Posted on: May 18, 2016

Money Coach Noel D’Souza, P.Eng.,CFP® recently sat down with Tom Bradley, President and co-founder of Steadyhand Investment Management Ltd. to talk about what Steadyhand offers Canadian investors how it serves its clients and his perspective on personal finance in Canada. In … Continue reading →

Posted in For your information, Investing


Money Coaches in Conversation – What you should understand about fees and financial advice

Posted on: May 21, 2015

Recently Money Coaches Canada co-founder Karin Mizgala sat down with Money Coach Noel D’Souza to discuss the changing landscape of financial advice in Canada. Karin: As someone in the financial industry, it’s very common to be asked by people outside the industry, … Continue reading →

Posted in Ask Your Money Coach, For your information, Investing, Retirement savings


Book Review: Stop Over-Thinking Your Money by Preet Banerjee

Posted on: July 17, 2014

I’ve met Preet Banerjee in person on several occasions, heard him speak and watched him on TV countless times, and engaged with him on social media. He’s extremely personable, a natural showman, and I get the sense that he really … Continue reading →

Posted in Book Reviews, Money Coaching, Relationship to money


Tax preparation vs. tax planning – which do you do?

Posted on: April 9, 2013

Last month, I invited my clients, Facebook and Twitter followers, friends, family, and other contacts to participate in Money Coaches Canada’s Money Monday event “Tips to Minimize Your Tax Bill”. The response was very positive.  Most people HATE paying tax … Continue reading →

Posted in Budgeting and Cash Flow, Relationship to money