“Your life will change when you put more energy in your dreams than in your fears” ~ Anonymous
These days, everyone is looking for ways to tighten their belt. However, when you have gone as far as you are willing to tighten and you are still short of money, then the only other option is to make more!
First, ask yourself 3 questions:
Absolutely!
Now don’t get me wrong, eliminating debt should always be your #1 financial priority. However, the first step to getting on track is to BREAK THE DEBT CYCLE. Yup that’s it – the secret to getting rid of debt is to stop adding to it! Live within your means. This doesn’t mean you can’t go outside your house until all your debts are paid off. Just like crash diets, paying down all debt and no play won’t work either. Instead, make a plan – for both spending and saving. Make your plan sustainable by including a positive and rewarding goal to give it energy, to keep you focused and moving forward. Continue reading
Featuring: Chris Stephenson, Investor Specialist from steadyhand.com and Tom Feigs, Financial Coach with =Money Coaches Canada.
Are you looking to explore your financial goals and direction before rushing into an investment decision? You may find it comfortable to move forward one step at a time. Work with a Financial Coach and then move on to an Investment Specialist.
Listen to our Let’s Talk Money Podcast to discover how these specialties are designed to be a natural fit.
Download this free guide from the Steadyhand library; How is Your Portfolio Doing? A Framework for Assessing Investment Performance.
Thank 
you to all of our clients who took the time to provide us with feedback on their recent experience working with a Money Coaches Canada associate. We take your comments very seriously and do our best to implement your suggestions as quickly as we can.
Carole from Toronto is the winner of a $100 Chapters card from our most recent survey respondent’s draw. Congratulations Carole!
What our clients are saying
Many of our clients reach out to us to help them navigate through life transitions such as retirement, divorce, or career change. One of Annie Kvick’s clients shares her experience of what it was like to work with a money coach as she transitioned through her divorce: Continue reading
How Do the New Mortgage Rules Affect You?
Featuring: Colleen Saunders, Mortgage Agent with The Mortgage Department Corporation (TMDC) and Renée Verret, Certified Money Coach with Money Coaches Canada
Get informed on the new mortgage rules surrounding your biggest asset! Re-financing soon? Considering buying an investment property? Looking to re-new? Find out if and how the new mortgage rules, announced July 9th, 2012, affect you by listening to this podcast.
Listen to our Let’s Talk Money Podcast by clicking the link below
How Do the New Mortgage Rules Affect You?
Click here to read Colleen’s blog post detailing the new mortgage rules.
You can contact Colleen and read her blog at http://mortgagesbycolleen.ca/colleens-blog/
Save the Last Monday of the Month for Money
Join your local Money Coach on the last Monday of each month for an informal, lively discussion about money – how it works, how to manage it and how to gain control of it.
Bring a friend, come with questions and build your knowledge and confidence in personal money management.
October’s Topic: “Is Money Keeping You Stuck (in a job, a relationship or in anxiety)?”
When: October 29th, 2012
Time: 7:00 pm – 8:00pm local time
Cost: FREE
(Information….PRICELESS!) Continue reading
By Annie Kvick, BEd, CFP
Think saving is just too hard? The secret to saving money and accumulating wealth is to “pay yourself first”. The first bill you pay each month should be to yourself. Regular and consistent contributions to savings go a long way toward building a long-term nest egg, and also allow you the freedom to realize your short term goals.
What does “pay yourself first” mean?
Paying yourself first simply means putting money into your savings account first – as soon as you get paid and before you spend money on anything else. Continue reading
Our MONEY MONDAYS series started tonight with a lively discussion about the biggest money worries people are having and what to do about them.
Here are some of our suggestions on how to combat money stress: Continue reading
Join your local Money Coach on the last Monday of each month for an informal, lively discussion about money – how it works, how to manage it and how to gain control of it.
Bring a friend, come with questions and build your knowledge and confidence in personal money management. Continue reading
Managing Finances as a Single Income Family in a Double-Income World
Featuring: Melanie Buffel, BA Psych, Money Coach with Money Coaches Canada and Single Mom
Are you a single income family or considering becoming one? Listen in for some great information and suggestions making decisions, getting support and making it all work.
Listen to our Let’s Talk Money Podcast by clicking the link below
Managing Finances as a Single Income Family in a Double-Income World
Click to contact Melanie Buffel
A revolutionary step-by-step money management system where you will learn how to:
Combining practical financial tools, tips and resources with insights into the emotional and psychological challenges of today's money culture, this thought-provoking book will help you bring more joy and ease into your financial life.
