Categories: Debt

Is it okay to save for things when I have debt?

by Christine White Absolutely! Now don’t get me wrong, eliminating debt should always be your #1 financial priority. However, the first step to getting on track is to BREAK THE DEBT CYCLE. Yup that’s it – the secret to getting … Continue reading

Posted in Budgeting and Cash Flow, Debt


Retire your debts before you do

by Karin Mizgala, MBA, CFP Most people are worried about how the stock market will limit their ability to retire, but it’s even more likely that their debt load will be a bigger hindrance. Here’s why. Debt seriously affects how … Continue reading

Posted in Debt, Money Coaching


Podcast: Credit score – what do I need to know?

Credit Canada Debt Solutions We hear a lot these days about debt and credit.  Canadians on average are carrying more debt than ever.  Are you wondering about your credit rating and your credit score? Join Karen Collacutt, CFP and Jean … Continue reading

Posted in Debt, Podcasts


Don’t give-up on retirement yet

by Karin Mizgala Think retirement is out of your grasp? The current economic downturn and the consequent impact on investments have caused many people to worry about their pensions and to re-think their retirement options. The financial news these days … Continue reading

Posted in Budgeting and Cash Flow, Debt, Investing


Our favorite money resources

The start of a new year is a good time to review the resources that help you make your best money decisions. We know that money can be a scary topic but knowledge is power and there are many resources … Continue reading

Posted in Budgeting and Cash Flow, Debt, Investing, Money Coaching, Relationship to money


The insanity of debt

By Sheila Walkington It seems like everywhere I turn these days there’s an article about debt and how much trouble we’re in. Canadians owe $151 for every of $100 of after tax income we earn. Families are spending 10-12 times … Continue reading

Posted in Debt, Relationship to money


How can a title thief steal a home?

Well, they don’t cart your home away instead title thieves effectively take control by registering a false sale and taking out a large mortgage against the property. Such fraudulent transactions happen without the homeowner even knowing it. Title thieves like … Continue reading

Posted in Debt


Podcast – Fixed or variable rate mortgage – which one should you choose?

With so much conflicting information about mortgage options and the direction of interest rates, it’s not easy to decide. To shed some light on how to make this important decision listen to our Let’s Talk Money podcast: Fixed or Variable … Continue reading

Posted in Debt, Investing, Podcasts