COVID-19 Update

Nick Boland, CPA, CA, CFP®

Nick Specializes in Assisting:

  • Individuals (including divorced, separated, widowed)
  • Couples and Families
  • Business Owners/Self-Employed
  • Professionals

Nick Specializes in the Following Services:

  • Financial Planning
  • Pre-Retirement Planning
  • Retirement & Pension Planning
  • Planning through transitions (divorce, loss of spouse/partner, career change)

“Life is complex – having a practical and personal financial road map, inspired by your long term goals, creates peace of mind.”

Nick’s Style

Nick is an energetic problem solver, focused on his clients’ success. His warm and friendly approach encourages people to open up about their challenges and goals; the first step in creating a practical, yet powerful, financial plan.

Nick’s Story

As the father of three teenagers, Nick appreciates how time, energy and money can be consumed by the demands of life. But several years as a small business owner, and 17 years as a finance executive at a large public Canadian food company, taught Nick that clarity around goal setting, creative planning and follow through are the ingredients of success.

He understands that life—in the middle of work, relationships, and raising kids—is very hectic. “Technology,” Nick says, “has us so connected to the ‘daily’, that it can be a challenge to focus on the long view. But our money decisions today, significantly impact our future.”

He gets that at the end of a busy day, few people have the mental energy to tackle their personal finances, which is why he wants people to know that they don’t have to do it alone. Nick brings positive energy and focus to the task, and helps his clients do the same.

“People want to feel good about their money,” he says, “Think what could happen if we approached our financial lives with the same rigour and enthusiasm that we have in our professional lives.”

In Nick’s experience, it’s the mountain of options and variables that overwhelms most people, which is why providing a fresh perspective and guiding them out of the confusion is at the core of his coaching.

“As I work with clients to conquer challenges and set goals, there is always that moment, when I see their mindset shift from nervous resistance to excitement. It’s the best part of being a Money Coach.”

Contact Nick For a Free Consultation

Testimonials

Now We Are Retirement Ready!

We used to be uneasy about our retirement readiness before meeting with Nick Boland our Money Coach. Nick did a very thorough and detailed analysis and his pleasant professionalism made us feel really confident and comfortable with the results. Nick’s financial plan showed us the gaps and what we need to focus on in the coming months and years in order to meet our financial and retirement goals. Nick was always focussed on client satisfaction and we plan to meet with him on an annual basis going forward.

– B and I, Toronto

More Clarity About Our Retirement And A Lot Less Anxiety

We are a retired couple and we hit some financial headwinds this year. We were anxious about how to proceed and we were nervous that we might have to sell our home sooner than we wanted to. Nick was able to relieve our concerns by showing us how we can continue to live comfortably for years without having to access the equity in our home. We came away from our meetings with Nick, feeling greatly relieved, and with a workable spending plan. He is “the best” and we are definitely planning on an annual check up with Nick each year.

– F and L, Toronto

A Retirement Plan That I Am Confident In

As I get closer to retirement, I had developed my own retirement plan but I wanted an expert second opinion that my plan was viable. Nick and I had 5 video conferences, worked through gathering information, developing and finally confirming the Plan. Nick provided me with specific action steps to implement my plan. I now feel confident that I have a solid financial plan going forward. I intend to have an annual review with Nick each year to make sure that I am staying on track.

– Rod M., Toronto

Our Plan Gives Us Clarity and Confidence

Nick’s financial coaching provided us with clarity about our financial picture, confidence about our capacity to achieve our dreams and the action plan required to do so. Nick has become a trusted advisor, and we look forward to continuing our work with him.

– Jane D. – Toronto

Navigating the Complicated World of Defined Benefit Pensions

I was given the opportunity to purchase additional back service years for my defined benefit pension plan at work. This decision had significant financial implications for my retirement. There were a number of complicated factors at play and I wanted a second opinion to make sure I made the right decision. I hired Nick and that was a great move. His analysis of my pension question was clearly set out and very logical. He took me through step by step so that I understood clearly the financial implications of the different options. He also made sure I was aware some non-financial factors that might impact my thinking. After working with Nick, I have complete confidence that I made the right pension decision for my retirement and my family.

I now have a clear plan as I head into retirement

I consulted Nick because I wanted to get a clear picture of our changing financial situation as I head into retirement. I wanted to deal with someone who was knowledgeable, professional, independent, and objective, and Nick more than met my expectations in all respects. He was scrupulous about understanding our goals and making sure the financial plan fit with them. He was pleasant to deal with and listened a lot, but was quite prepared to be straightforward and direct when I wanted his advice. All in all, my consultation with Nick was very worthwhile and I think anyone in a similar situation would benefit too.

– Lawrence, Toronto

Pursuing My Dreams with Confidence

I had arrived at a pivotal point in my life. I wanted to follow my dreams to switch careers and relocate but I didn’t know if I could afford to. Nick helped me analyze this complex decision and break it down into simple building blocks so that I could move forward with confidence. I am so grateful to Nick for providing me with clarity and as well giving me advice on my investment portfolio. He was a pleasure to work with and always very professional.

– Laurie, Toronto