Making Our Current and Future Dreams a Reality
We want to thank Steve for his incredible help with setting us up with a sound financial plan that we will be able to continue to follow for years to come. Steve helped us to begin making our current and future dreams a reality. With his professional, caring, and understanding approach, Steve got to know us so that he could help us to set up a plan that was personalized to our goals. He helped to simplify the process of how we can make our money work for us so that we are able to afford and save for the things that are important. Steve we want to thank you for all of your time, patience, and effort. We look forward to a bright financial future and being able to participate in all of our many adventures to come!
– Laura & Carl
We Started From Scratch to Relearn the Basics
My husband and I worked with Kathryn over a period of about 6 months. At the time we were in desperate need of a financial overhaul to help us get out of and manage our personal and business finances properly once and for all. We started from scratch to relearn the basics and since working with Kathryn, we have put together a sound financial plan that includes both our individual goals and dreams as well as our joint ones. We also created a simple yet detailed budget to keep us on track every month with our income and expenses. As my husband and I are both creative freelancers with varying income and expenses each month, Kathryn showed us a simple and effective way to manage our money and not be afraid of it, fear of money being one of the main factors in preventing us from have a good plan let alone even talk about it. Kathryn is extremely knowledgeable and patient. I would hire her again in a heartbeat and even pay double – she is worth every penny!
– Linda & Michael
Beyond Grateful for the Plan to Get Ourselves on Track
Before starting to work with a Money Coach, dealing with finances day-to-day was absolutely agonizing and even the smallest decisions about money were incredibly painful.
Working with Noel has definitely helped our family feel more in control of our finances, and consequently, our lives. After getting our finances sorted out amidst a number of other big life changes, we feel like anything is possible.
We feel that the value we received for the services far exceed what we hoped to obtain when we initially signed up. We’re beyond grateful for the plan to get ourselves on track.
– Nick H.
The Struggle is Over
For several years, my wife and I made repeated attempts to devise a strategy for managing our finances. It seemed we were constantly modifying our plans to accommodate our inability to meet our own goals. Hiring Christine has since proven to be the best financial decision we have made to date.
Christine’s ability to explain complex concepts in clear language, in combination with her empathetic nature and sound knowledge of money management, proved effective in helping us realize what is important to us, and provided us with a plan that was both realistic and satisfying. We highly recommend working with Christine to help realize your financial goals.
– M & L Stevenson
Empowered for the Future
Before working with Steve, my financial knowledge was minimal and my planning didn’t extend very far. Steve empowered me to plan for the future and to look beyond my month-to-month bills. Through his support and coaching, I was able to set (and achieve) goals like saving for a home, paying for my daughter’s education, and being able to retire financially secure.
Steve has increased my financial knowledge and motivated me to take action. I’m thankful for his help and patience, and for always having my best interests in mind. I highly recommend Steve and Money Coaches for financial planning.
Looking For a Financial Planner I Could Trust
Prior to working with Annie I did not feel educated about my own financial situation. I was confused by the many organizations offering advice (banks, investment companies, group savings). I was unable to find neutral advice and thinking about my finances felt exhausting and frustrating. The financial plan that Annie put together addressed all of my questions and concerns. I have now clarified my financial options and educated myself on the important and fundamentals I need to manage my money on a daily basis. I’ve taken the time to think about future goals and I have an action plan to achieve them.
I am planning to work with Annie annually to review my goals and stay on track.
– Rebecca Holt, Sustainable Building Advisor
The Cost was Worth its Weight in Gold!
Before I came to Sabine, I felt lost and out of control when it came to our finances. I was unable to make any headway in straightening out our financial plan.
Sabine took us through the Money Coaching process step by step and after 4 months of working with Sabine, I now feel in control of our finances and less stressed. I have a solid, livable plan. I have a fund that is building for emergencies, and I can make decisions on the reality of my financial plan.
An investment well worth it.
-Jane, London, ON
Transition Through Divorce
I felt like I didn’t have any idea about how to manage my money during my marital separation. I hadn’t had control of it for a number of years and the debt was overwhelming. Worrying about my financial situation was keeping me awake at night. I was embarrassed I had allowed the situation to get so bad. I was in tears the day I met my coach.
After working with Annie I feel that I have control, predictability and a spending/savings plan. I have pride in what I have accomplished and know that financially I will be ok. I can’t change the past but the future looks good. I have accumulated enough savings in a short time to deal with any unexpected setbacks in life. I am back on track with my finances and know I can make good decisions to get to my goals.
No More Avoiding and Firefighting
Before meeting with Tom, I tended to avoid thinking about money and then found myself firefighting when the credit card came due. Tom took the time to get a clear picture of my lifestyle and spending pattern. He then helped me create a system that separates my pay cheque into compartments that match my spending and savings goals. I now feel better about managing money and am confident that my longer term goals can be achieved.
– Jim W., Calgary, AB
From Losing Sleep Over Money to Teaching my Children How to Manage It!
I felt lost, anxious and had trouble sleeping at nights. Leslie helped us communicate with each other better over financial matters and gave us a great tool to help keep on track with our spending and working towards paying down debt. I can see using the skills I learned to help my children take care of their own money too.
– Kara & Marty
I Thought Living on a “Budget” Would Feel Constraining, but the Opposite is True, It’s Actually Freeing!
We sought Kathryn’s money coaching services because we felt like we were not in control of our money. It seemed to be flying out of the bank account but we weren’t sure where it was going. It didn’t feel good. Now, we have clear goals in mind and a clear picture of where we want our money to go. I thought living on a “budget” would feel constraining, but the opposite is true. It’s actually freeing because we know that there will be money left for the things that we see as important (and even fun) because we are now paying attention to where the money goes. We needed help gaining that awareness and coming up with a concrete plan and that’s exactly what we got.
– A & S
Supportive and Understanding
Karen was much more than a coach, she was friend, counselor and support during some challenging times. She always believed in us, sometimes more than I believed in myself. She became one of the family and built a trusting relationship very quickly. She will remain a life-long family friend.
The Best Thing I Ever Did!
My time with Annie was more than financial coaching. It felt like support and encouragement at so many levels and she helped me through a difficult transition in my life. Overall, money coaching made the process of separation smoother, less stressful and helped me to see a happier future.
At first, I thought I couldn’t afford the fees and didn’t know what to expect. Because my money coach was flexible on the payment, we worked out what I could manage to pay each month. It truly was the best thing I ever did for myself!
I would call Annie in a heartbeat if I have any future financial needs. I have also referred friends and coworkers to the Money Coaches Canada website for their fantastic resources. What I most like is that there is no pressure to purchase a product. The service was purely to support my needs.
Coming Together and Communicating
Before we started working with Leslie we were worried about high interest credit cards and we wanted to be able to talk openly with each other about finances. We now work together as a couple and feel we have control of our money and are less worried about money. We see a clear direction and would recommend Leslie to others.
– Michelle & Raymond
Made it Through Maternity Leave
Before we started with Christine, we were barely making ends meet, living pay cheque to pay cheque. I worried how we would ever get through maternity leave with even less income. Amazingly, we stuck to the plan Christine helped us build and we have not had to dip into our line of credit since! Christine made it easy with her common sense approach. Now money doesn’t carry the same stress and we find it much easier to talk about.
– A. M., Toronto
Immigrating Back to Canada
Christine, thank you for showing us the light at the end of our tunnel. Having moved back to Canada after several years, we were clearly lost in managing our money flow in a new economy. Without hesitation, your advice and expertise have empowered and energized our family. We have a renewed sense of autonomy and feel like we are finally managing our money like adults!
I think everyone can benefit from a money-makeover. It is just too easy to get stuck in a rut or routine or poor habits; so I think a fresh look from professionals such as yourselves can provide the ‘a-ha’ moment. Thank you for your extreme patience and excellent service.
– Melanie M.
There is Nothing Better than Paying for Help to Make You Buck Up and Do What is Right
We now have a structured budget in place and we understand the concept of having separate accounts to save for different things and unexpected expenses. We have stopped using our credit cards and are looking forward to paying off our remaining debt.
Sabine was very sensitive to our problems and emotions. She did a great job getting us to do what needed to be done. She made everything easy to understand and helped to keep us organized and on track.
-Laura, Personal Trainer
Above and Beyond
Karen is the most gracious, humble and professional person to work with. She goes well beyond her work to ensure her client feels comfortable and creates an environment of trust. I would highly recommend her to anyone looking to gain better control of their financial future!
A Money Coach Made our Marriage Stronger!
We were frustrated and confused. We knew our income was good but couldn’t wrap our heads around why we weren’t making any head way. Tom was great! He implemented a plan that worked for us. Considering our priorities forced us to face our spending issues and work together to get back on track. We finally saw our debt reducing and can see the light at the end of the tunnel. It was probably the best financial decision we have ever made. Definitely strengthened our marriage.
– Jennifer N & Gareth L, Edmonton AB
Getting a Better Handle on Finances
While we weren’t in terrible shape, we were also not getting ahead too quickly. We needed help to get a better handle on our finances (savings, budgeting, investing). Now we have goals and a plan in place to meet our goals. The value we receive more than paid for the cost of our money coach, Barbara.
– Maryanne W.