Tag Archives: Canada Pension Plan

“Maxed Out” – CPP & EI

Posted on: August 16, 2023

Clients sometime ask why their take home income increases later in the year when they haven’t received a pay raise. The answer is CPP (Canada Pension Plan) and EI (Employment Insurance) contributions. CPP As Canadians, anyone who earns employment income … Continue reading →

Posted in Budgeting and Cash Flow


Things to Consider When Deciding When to Take CPP and OAS

Posted on: November 17, 2021

By Noel D’Souza, P.Eng, CFP® Introduction You’ve worked long and hard in Canada for years, quite possibly several decades, and now the finish line is in sight. Retirement. That Holy Grail. Just one minor thing: How are you going to … Continue reading →

Posted in Financial Literacy, Financial Planning, Retirement savings


Should I take CPP at age 60?

Posted on: January 9, 2020

By Barbara Knoblach, PhD, CFP® With every changing season or life stage, we tend to reflect and look towards the future. We hold memories close and feel excited about what is to come. Such reflection is an opportunity to pause … Continue reading →

Posted in Ask Your Money Coach, For your information