Christine Specializes in Assisting:
- Individuals (including divorced, separated, widowed)
- Couples and Families
- Pensioned Employees
Christine Specializes in:
- Budgeting and Cash Flow Planning
- Financial Planning
- Pre-Retirement Planning
- Retirement & Pension Planning
“When we start thinking about money, we can stop worrying about it. The goal is happiness—and the first step is a plan.”
Christine believes that life needs to be about more than struggling to pay the bills. Her engaging, practical approach helps clients gain a fresh perspective on money. She knows that each small step in the right direction can have a powerful effect on people’s finances and happiness, whatever the starting point.
Christine grew up in a large family in New Zealand, with parents who knew the importance of stretching a dollar. Later in life, after meeting her Vancouver-born husband in England, Christine came to Canada where she worked in sales and project management—that is, until she decided to stay at home with her two young children. Living on one income was tight, so remembering her own upbringing, Christine set her mind to learning as much as she could about finances and investing to ensure that the money the family had was being used to its best advantage. While at first this felt like a necessity, soon money management became her passion.
When Christine returned to work to run a family program for a community services society, she again found herself drawn to the intersection of happiness and personal finances. Sometimes she worked with families who, despite their incomes, were financially unprepared for the ups and downs of life, making stressful situations even worse. Sometimes their money worries eclipsed all else, affecting health and relationships.
When Christine learned about Money Coaches Canada, she saw the opportunity to meld her passion for personal finances with her interest in helping families and individuals. She began the process of working toward her professional designation as a financial planner, while training to become a money coach. Now with Money Coaches Canada, Christine truly enjoys guiding her clients along the path to financial peace.
Retirement- from dread to a plan for financial comfort
In early 2016, I was beginning to think about my approaching retirement years with anticipation but also with a certain amount of dread and the feeling that I really had no clue how to organize myself in regard to my financial situation. I had always been responsible with my money and had saved in RRSPs for many years, I had a small private pension and I knew I’d be entitled to CPP. I wanted to develop a solid plan for my retirement to guide me in knowing how long I needed to keep working and what I needed to do to ensure my financial security as I aged. In the past, I had always consulted either financial advisors from the bank or the credit union and at times I had sought advice from others who were with financial firms whose main business was to set up RRSPs etc…. I was aware that I was not getting objective advice as all these people were working first for various banks or financial companies and were receiving compensation based on the “help” they were offering me. I decided to research independent financial advisors and came across Money Coaches Canada and Christine Williston. After reading Christine’s profile on the website I sent her an e-mail. The result was a consultation which ultimately led to my receiving a completely through and objective plan for my financial future with a very specific “to do” list which I could easily follow and implement.
Christine worked with me in a series of personal consultation meetings being generous both with her time and her obvious concern for my situation. She was able to explain financial matters in a clear and totally comprehensible fashion for me when the truth is, I do not have much of a head for figures. Christine provided me with a fully detailed breakdown of my current financial picture and gave me a clear picture of how I could best arrive at retirement in financial comfort.
Christine is a kind and considerate person, who put me at ease and who I really enjoyed talking with about money matters. I unreservedly recommend Christine and the services she provides through Money Coaches Canada.
– Pam Galloway
Worth Every Penny
Working with Christine truly went way above my expectations.
I wanted to get my finances in order before some planned major life changes but natural variations in pay associated with my line of work, made it incredibly hard for me to put together a budget that worked month to month.
Money Coaching has been worth every penny – and I have told anyone who will listen the same thing. I’ve paid off a substantial amount of debt and knowing that any bill I receive can be paid in full, is liberating.
Christine has been indispensable during this entire process. I now feel that all my goals are achievable, including absorbing the costs of my child’s education and my own retirement. I don’t think I would have been able to get to this point on my own.
I intend to use Money Coaches Canada as part of my ongoing financial planning – it’s an economical way to make sure you are using you hard earned cash in a way that’s going to work best for your family.
– Victoria C
Christine helped us develop a clear plan from life goals to systematic and easy-to-follow plans for saving. It was such a great experience working with her and we appreciate everything she did to help us streamline our finances and plan for the future. We have a much better idea of what we’re spending each month and we’re also getting better at making purchasing decisions based on what we have in our accounts. Our accounts are now set up in a very organized way and it’s nice to know that money is being automatically saved where we need it to be. We enjoyed a lovely vacation this summer and we’re looking to our next vacation next year. Our son’s tuition account is working out perfectly and we also have the confidence to proceed knowing that retirement planning is indeed well in hand too. Christine’s easy to follow savings plans have been a life changer for us and we are so appreciative!
– Liz and Ian
I never thought saving for retirement would be doable! It is!
Christine went above and beyond to help me get a handle on my finances. My biggest worry was that I wouldn’t be able to save enough for retirement. It seems so doable now and it’s the most important thing to me. She was extremely patient with my questions, and really took the time to get to know my situation. She has a no-nonsense, holistic, clear approach to saving and gave me some excellent advice. Managing my finances is less stressful now and Christine was amazing at helping me get a better handle on my cash flow. I used to put looking at my finances aside because just thinking about it was stressful, but now I look at my finances a lot more regularly to feel that I am on top of things.
I now feel like I can breathe
Wow! We have been so fortunate to meet Christine! I can’t say enough! She really has been amazing! My husband and I had been going through a very difficult time financially. I was emotional, and Christine handled all of the ups and downs of my emotions very well. She took the time to listen, and helped to steer me away from the sensitive pieces and move me towards gaining some clarity around how we could find some solutions. With a “system” now put in place in terms of watching where our money is going, I now feel like I can breathe. We certainly have a ways to go, but I can now clearly track expenditures and make decisions as to how those expenditures may impact lifestyle decisions, etc. It was nice to know that I had someone on our side through this process, and I certainly can say, that I honestly believe that we, as a couple, couldn’t have figured out all of the minutiae that is involved with the spending patterns of a full family! I would highly recommend Christine and her services to anyone who is feeling the weight of debt, or even just because it is important to manage your finances so that you can get the very most out of your money.
– Diane, Greater Vancouver
Lost and overwhelmed to having a clearer picture
When we first started working with Christine we were feeling quite lost and a little overwhelmed with our finances. Christine was kind and she dug deep to find the problem. Now we have a much clearer picture of where the money is coming from and going to and I feel like we know what to do. I would absolutely recommend Christine’s services to friends and family – I can’t imagine getting better value.
– Michael, Langley
Choices – I feel a lot more in control
I was reluctant to become involved with “money coaching” as I was never one to like budgets, etc. When I heard that my wife wanted to attend money coaching sessions, I thought right away that Christine would tell me that I could and couldn’t do this or that with my money. But it wasn’t like that. Christine was not intimidating in the least; she never tried to “tell me what to do”, she just broke down the facts of our past and current spending, and how that might impact our lives and gave me the choice as to what we wanted to do about that. She was really patient with telling us all of the details especially when we were getting frustrated. Through the course of working with her, I have been pleasantly surprised to find that I am now liking knowing what my money is and is not doing for me, and I feel a lot more in control.
– B., Coquitlam
We were actually prepared for upcoming costs!
After our first meeting with Christine, I was quite excited to get started putting our finances in order and having a sound plan I could visualize and work with. It was very thorough and forced us to look at things and habits that I had never even considered. I began to see these were things I needed to pay attention to and communicate with my husband about.
Soon I could start to see the system was working, we weren’t spending blindly. We were actually prepared for upcoming costs! That is a very satisfying feeling.
We have now completed our coaching and have gained a lot of education and valuable tools for spending and saving. There is always room for improvement but my husband and I are in a much better place from this experience. Thanks for your patience and expertise Christine!