Category Archives: For your information

Questions to Ask Your Financial Advisor

By Noel D’Souza, CFP® Getting good financial advice in Canada is a tricky matter – trickier than it should be, in my opinion. The main challenges facing a seeker of financial advice come down to: Can I find someone qualified to … Continue reading

Posted in For your information, Money Coaching


Are You On-Track To Retire in 10 Years? Do These 5 Things Right Now To Be Sure

By Sandra Mann, CPA, CGA, FPSC Level 1®   With 10 years to retirement, your daydreams may be turning to a morning latte on your deck, instead of a tepid coffee on your commute. But before you buy that Life … Continue reading

Posted in For your information, Money Coaching, Retirement savings


Income tax challenges for the self-employed

By Melanie Buffel, BA Psych, MBA Candidate When people choose self-employment, they are often attracted to the challenge and excitement of creating a business they are passionate about. They may look forward to a more flexible work schedule, or the … Continue reading

Posted in For your information, Money Coaching, Small Business


How to Make the Most of Your Inheritance

By Janet Gray, B.A., B.Admin, CFP®, CHS, EPC, CPCA Waiting for an inheritance is not a solid financial plan. But the fact is, Stats Canada reports that the total net worth of Canadians over age 65 is $2.18-billion, and much of … Continue reading

Posted in Ask Your Money Coach, For your information, Money Coaching, Will & Estate Planning


How Do I Take Money From My RSP in Retirement?

By Tom Feigs, CFP®, CET What do you think when you hear the term RSP? If you are like many people, you probably think: contributions. Certainly the banking industry focus is on RSP sales, because that’s where they make their money. … Continue reading

Posted in Ask Your Money Coach, For your information, Retirement savings


CPP Expansion: A Rare Opportunity to Fine Tune Your Retirement Plan

By Sandra Mann, MBA Financial Services, CPA, CGA, FPSC Level 1™ I’m sure you’ve heard by now that the Canada Pension Plan (CPP) is set for expansion beginning in 2019, but you may be wondering how the changes will impact … Continue reading

Posted in For your information, Retirement savings


Your Money, Your Life – A Discussion with Steadyhand’s Tom Bradley

Money Coach Noel D’Souza, P.Eng.,CFP® recently sat down with Tom Bradley, President and co-founder of Steadyhand Investment Management Ltd. to talk about what Steadyhand offers Canadian investors how it serves its clients and his perspective on personal finance in Canada. In … Continue reading

Posted in For your information, Investing


Should I take CPP at age 60?

By Barbara Knoblach, PhD Choosing the most optimal time to apply for Canada Pension Plan (CPP) benefits would be easier if you had a crystal ball to see into your retirement years; but with a bit of calculated foresight you … Continue reading

Posted in Ask Your Money Coach, For your information


5 tax filing tips to save you time and money

By Leslie Gardner, FPSC Level 1® Certificant in Financial Planning If the thought of tax season makes you squirm, you’re not alone. But being prepared, filing on time and knowing what you can deduct will help you get the job done … Continue reading

Posted in For your information, Small Business, taxes


5 Tips for Surviving Economic Uncertainty

By Karin Mizgala, co-founder and CEO Money Coaches Canada It has been a tumultuous start to the year for the stock market and for the various governments trying to keep the world’s economies on the straight and narrow.  For the … Continue reading

Posted in For your information, Investing