Certified Money Coach | North Vancouver, BC
Specialization: financial planning, retirement planning, debt management and transition through divorce
“The financial decisions we make effect our lifestyle, and our ability to realize our dreams and goals. It’s an honour to help my clients make their best choices, get their financial house in order and enhance their financial future, no matter what happens in the economy.”
Annie is known for empowering and educating her clients as they work toward living their best lives—free of financial stress. She guides her clients in aligning their money with the goals and beliefs that are closest to their hearts.
Annie’s story begins far from Canada and far from finance. Specifically, it begins in Sweden where she was born. In Sweden she completed a bachelor of education, worked as an elementary school teacher and coached children’s sports. She also married an adventurous husband who, upon the turn of the millennium, lured her to beautiful British Columbia.
Financial management was pivotal to their integration and happiness. They prioritized their spending so they could live the lifestyle they wanted, and successful in their efforts, they proudly became citizens a few years later. Perhaps it was because of this new respect for financial management that Annie serendipitously found herself pursuing a career in the financial services industry. She obtained the Certified Financial Planner designation and worked for eight years as a traditional financial planner selling investments and financial products. Ultimately, however, she realized that as a career she could do what she loved most: coach people to take control of their finances and achieve what they most desire with the money they have.
Retirement – Here I Come!
I didn’t realize that retirement could become a reality until I met Annie!
I could not have managed without Annie’s help. Before meeting Annie I was apprehensive about my money and finances. I was uncertain about making any decisions because of my lack of knowledge regarding money matters. I tried to avoid managing money or making a financial plan and I kept on working as I thought I couldn’t afford to retire.
Thanks to Annie I now have been retired for two weeks and I have a comprehensive plan that will help me enjoy a comfortable retirement.
Annie has been very patient and has provided professional information with every step. The greatest part is that I can ask questions without feeling silly. She goes out of her way, above and beyond to help me with my financial concerns.
She has been awesome in taking care of everything and getting the job done. Having Annie’s professional support is a great asset, well beyond the dollar value. I plan to continue working with Annie into the future and have recommended her to family and friends.
– Yasuko A., 2012
Retirement Income Planning
The problem in life is that you do not know what you do not know. I had just received an inheritance and was feeling lots of stress and pressure to invest it wisely. I didn’t have a retirement plan and the uncertainty was weighing on me. I have much more knowledge now and a clear plan to reach my goals. I learned several tax strategies that will make a considerable difference to my net worth and therefore my retirement.
I feel much more relaxed, confident and in control of my finances since I started working with Annie. She listened and everything was tailored towards me. I know I have a retirement plan, a road map and I know I will be able to retire and be OK. It feels great!
Thank you Annie, I know I couldn’t have done all this without you!
- S McKenzie, Burnaby 2011
Transition Into Retirement – When Can I Retire?
I felt overwhelmed and unsure and even though I made an effort to understand financial concepts, I didn’t feel confident about all the variables that could have a significant impact on my resources in the long term. I needed someone to guide me and help me make good financial decisions, which was going to affect my life for the next 30 years. I feel I received great value as Annie also helped me by breaking down the decisions down into manageable chunks and focusing on the things that needed to be acted on first. I am so glad I hired Annie and it is a great investment to have someone you can trust and rely on with your finances.
-Vickie M. Vancouver, 2012
A Guide to Reaching Our Goals
Having a Money Coach is a great investment in your future! I would highly recommend it to everyone. Before we met Annie, we felt stressed and disorganized even though we didn’t have any debt. Retirement was creeping up on us and we needed a plan, a road map to take us from where we were to where we wanted to be with greater ease. Annie guided us every step of the way and now we have the tools and information we need to make better financial decisions and a plan to reach our short, medium and long term goals. It feels great.
-Karen, Vancouver 2012
I Was Looking For a Neutral Financial Planner That I Could Trust
I enjoyed and value my money coaching experience. Annie was able to answer all my questions, provide great advice and referrals where needed.
Prior to working with Annie I did not feel educated about my own financial situation. I was confused by the many organizations offering advice (banks, investment companies, group savings), I felt I only had partial knowledge of the various investment and savings options available. I was unable to find neutral advice and thinking about my finances felt exhausting and frustrating. The financial plan that Annie put together addressed all of my questions and concerns. I have now clarified my financial options and educated myself on the important and fundamentals I need to manage my money on a daily basis. I’ve taken the time to think about future goals and I have an action plan to achieve them.
Annie’s was excellent in all areas; from her financial knowledge and competence to her coaching ability. She was able to guide me through the process while allowing me to make my own decisions where necessary. I am planning to work with Annie annually to review my goals and stay on track.
– Rebecca Holt, Sustainable Building Advisor, Vancouver, 2012
Organizing Our Finances for the First Time
Before we started working with Annie we felt confused and reluctant to sort out our finances. She was very patient and sorted out all our finances. We now have all the information we need to make better financial decisions and a plan to help us stay on track and reach our short, medium and long term goals. Having a money coach is of great value and we would really like to recommend Annie to everyone.
- Charlene & Daniel, Vancouver, 2011
Working My Way Back From Debt
Managing my money and finances has always been daunting and overwhelming, until I met Annie. Now, I have a solid plan and my financial future is much improved.
Annie was great; I felt she understood my situation and created a clear and easy spending and savings plan for me to follow. Annie’s financial knowledge, advice and her overall ability to coach me through this process was excellent.
It’s really great to know there is a service like this out there. Before, I was just aware of financial planners who are biased and I was never sure if they were working for my best interests or their own. Annie was looking out for what was best for me and I feel great knowing that I will be in a strong position with my future finances.
- Anonymous, June 2013
Financial Guidance After Separation
Annie has been great! Before meeting her I felt very nervous and unsure as I was coming out a divorce where my husband had been in charge of all financial transactions – and I never liked math to boot! I avoided dealing with everything as much as possible except for balancing my checkbook!
I now feel MUCH more comfortable about my finances – definitely!
Annie helped me get my financial house in order and now I have the action steps needed to stay on track, follow-through and reach my dreams and goals.
Annie’s financial knowledge, ability to answer my questions, advice and coaching skills are excellent. She is someone I would always like to work with and I have already recommended her to friends and family.
– Ali Marie M., 2013
Transition Through Divorce
I felt like I didn’t have any idea about how to manage my money during my marital separation. I hadn’t had control of it for a number of years and the debt was overwhelming. Worrying about my financial situation was keeping me awake at night. I was embarrassed I had allowed the situation to get so bad. I was in tears the day I met my coach.
After working with Annie I feel that I have control, predictability and a spending/savings plan. I have pride in what I have accomplished and know that financially I will be ok. I can’t change the past but the future looks good. I have accumulated enough savings in a short time to deal with any unexpected setbacks in life. I am back on track with my finances and know I can make good decisions to get to my goals.
Annie helped me to understand how to eliminate debt, what steps to take during a marital separation, and what financial goals were realistic for me. I have completed many steps already and I know what to do next. I am sad to finish with Annie but I know that I can do things on my own now.
My time with Annie was more than financial coaching. It felt like support and encouragement at so many levels and she helped me through a difficult transition in my life. After each conversation with Annie, I felt hopeful, proud and more financially safe. Overall, money coaching made the process of separation smoother, less stressful and helped me to see a happier future.
At first, I thought I couldn’t afford the fees and didn’t know what to expect. Because my money coach was flexible on the payment, we worked out what I could manage to pay each month. After a few meetings, I understood more about what to expect. It truly was the best thing I ever did for myself!
I would call Annie in a heartbeat if I have any future financial needs and I have already referred her to a few friends. I have also referred friends and coworkers to the Money Coaches Canada website for their fantastic resources. What I most like is that there is no pressure to purchase a product. The service was purely to support my needs.
– Rita, June 2012